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HPS customer finance

Spread the cost of your next project

Explore flexible finance options through our credit broker partner, Ideal4Finance. Finance is subject to status and lender assessment.

Flexible payment options

Flexible ways to pay

Choose from the currently advertised finance options, subject to eligibility and the lender’s assessment.

0% APR

12 or 24 months

Interest-free finance options, subject to lender approval.

12.9% APR

36 to 120 months

Fixed-rate finance over a longer repayment period, subject to lender approval.

Finance is subject to status, lender assessment and applicable terms. A deposit may be required.

Illustrative repayment breakdown

Understand the costs before you apply

An illustration of a £3,000 purchase with a 10% deposit and a 36-month repayment period.

This example is indicative only. Actual finance terms and repayments are confirmed during the application process.

Representative example

Purchase price
£3,000
Deposit (10%)
£300
Amount of credit
£2,700
Fixed interest rate
12.9%
Term
36 months
Monthly repayment
£90.84
Total loan repayments
£3,270.37
Total payable incl. deposit
£3,570.37
Simple application process

How it works

3

Explore your options

Review the finance options and indicative repayment amounts.

4

Apply through Ideal4Finance

Complete an application online or contact their team for help.

5

Receive a decision

The lender assesses your individual circumstances and confirms any offer and terms.

Plan your purchase with confidence

Review your options and speak with Ideal4Finance if you need support.

Application support: Ideal4Finance on 020 3617 4647 (Monday–Friday, 9am–5pm).

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